This Non Disclosure and Non Use Mutual Agreement is made and effective on the date of digital signature hereto (“Effective Date”) by and between --------------------------- (name of client)( hereinafter “the Client) Address ------------------------------------- and Lt Col Prakash Joshi , 410 Highwood ave , Leonia,07605(hereinafter "Moneymonk") WHEREAS, “the client”and "Moneymonk" wish to disclose certain information to each other on a confidential basis regarding imparting of education to learn achieving Financial Freedom using Personal Financial Planning and Investing in Equity as tools; and for the purpose of preventing the unauthorized disclosure of Confidential Information as defined below.The parties agree to enter into a confidential relationship with respect to the disclosure by one or each (the "Disclosing Party") to the other (the "Receiving Party") of certain proprietary and confidential information (the "Confidential Information").

• Definition of Confidential Information. For purposes of this Agreement, "Confidential Information" shall include all information or material that has or could have commercial value or other utility in the business in which Disclosing Party is engaged. If Confidential Information is in written form, the Disclosing Party shall label or stamp the materials with the word "Confidential" or some similar warning. If Confidential Information is transmitted orally, the Disclosing Party shall promptly provide a writing indicating that such oral communication constituted Confidential
• Exclusions from Confidential Information. Receiving Party's obligations under this Agreement do not extend to information that is:
  • publicly known at the time of disclosure or subsequently becomes publicly known through no fault of the Receiving Party.
  • discovered or created by the Receiving Party before disclosure by Disclosing Party.
  • learned by the Receiving Party through legitimate means other than from the Disclosing Party or Disclosing Party's representatives; or
  • is disclosed by Receiving Party with Disclosing Party's prior written approval..
• Obligations of Receiving Party. Receiving Party shall hold and maintain the Confidential Information in strictest confidence for the sole and exclusive benefit of the Disclosing Party. Receiving Party shall carefully restrict access to Confidential Information to employees, contractors, and third parties as is reasonably required and shall require those persons to sign nondisclosure restrictions at least as protective as those in this Agreement. Receiving Party shall not, without prior written approval of Disclosing Party, use for Receiving Party's own benefit, publish, copy, or otherwise disclose to others, or permit the use by others for their benefit or to the detriment of Disclosing Party, any Confidential Information. Receiving Party shall return to Disclosing Party any and all records, notes, and other written, printed, or tangible materials in its possession pertaining to Confidential Information immediately if Disclosing Party requests it in writing.
• Time Periods. The nondisclosure provisions of this Agreement shall survive the termination of this Agreement and Receiving Party's duty to hold Confidential Information in confidence shall remain in effect until the Confidential Information no longer qualifies as a trade secret or until Disclosing Party sends Receiving Party written notice releasing Receiving Party from this Agreement, whichever occurs first.
• Relationships. Nothing contained in this Agreement shall be deemed to constitute either party a partner, joint venture r or employee of the other party for any purpose.
• Sever-ability. If a court finds any provision of this Agreement invalid or unenforceable, the remainder of this Agreement shall be interpreted so as best to effect the intent of the parties.
• Integration. This Agreement expresses the complete understanding of the parties with respect to the subject matter and supersedes all prior proposals, agreements, representations, and understandings. This Agreement may not be amended except in a writing signed by both parties.
• Waiver. The failure to exercise any right provided in this Agreement shall not be a waiver of prior or subsequent rights.
• This Agreement shall not constitute, create, give effect to or otherwise imply a joint venture, pooling arrangement, partnership, or formal business organization of any kind. Unless and until a final definitive agreement regarding a business relationship between the Parties hereto has been executed and delivered, neither Party will be under any legal obligation of any kind whatsoever with respect to such business relationship by virtue of this Agreement except for the rights and obligations specifically agreed to herein. Neither Party will be liable to the other for any of the costs, expenses, risks, or liabilities arising out of the other's efforts in connection with this Agreement. Nothing contained in this Agreement shall grant to either Party the right to make commitments of any kind for or on behalf of any other Party without the prior written consent of the other Party.

representatives, assigns, and successors of such party. Each party has signed this Agreement through its authorized representative. First Party

By: ____________________
Printed Name: ___________
Title: __________________
Dated: _________________

Second Party
By: MONEY MONK
Printed Name: PRAKASH JOSHI
Title: LT Col
Dated: ________________