I am a retired army Lt.Col. 24 years as an Infantry officer.

Further, I have an MBA from a unique and prestigious - Institute of Rural Management,Anand,(IRMA), in Finance and HRD.

Subsequent to my army life, I have had a successful second career in logistics management, consulting and jewelry retail for over twenty years. Recently migrated to the USA to be closer to our children and grand children.

I achieved my own financial freedom in 2013 and have a desire to share my methods and experiences to enrich other peoples’ lives and thus make a socially useful contribution.